temperatures warmer but we have some chilly spots now down into the mid-30s in santa rosa, 39 in napa. 46 in san jose and 52 in san francisco. this afternoon, we have some 50s and 60s for highs. the next couple of days, halloween looks very nice with some warmer temperatures. ♪ >>> good morning gayle, good morning, charlie, good morning, everybody. it is 8:00 a.m. in the west. welcome back to "cbs this morning ". millions of americans will pay more for insurance. jill schlesinger looks at how it will affect families and the future of our economy. >>> no illusion mirrors are bringing light to a dark corner of norway. the town that's waking up to a new dawn. >>> neighbors say a hot sauce factory is bringing them nothing but pain. a look inside the home of sir siracha. >>> i'm accountable to you for fixing these problems. and i'm committed to earning your confidence back by fixing the site. >> right off the bat, secretary sebelius apologized. she brushed off calls for her to resign. >> they no longer deny the health care website was a mess. >> a new height for the dow. what's driving t